Featured Sales

20% off MasterCraft Tools

Save up to $100 with Price Breaks at!

Price Breaks at – savings of up to $100 on furniture, electronics and grills!

Great Merchandise from Fingerhut at Low Monthly Payments

 Fingerhut Buy now pay laterFingerhut shop now, pay later with low monthly payments – Click the banner above to see the promotion.

Fingerhut Tools SaleFingerhut name brand tools, with low monthly payments – Click the banner above to see the promotion.

 Fingerhut Home Goods saleFingerhut Top brands for your home, with low monthly payments – Click the banner above to see the promotion.

fingerhut baby goods saleFingerhut top brand baby goods, with low monthly payments – Click the banner above to see the promotion.

  Fingerhut top name brandsFingerhut top name brands, with low monthly payments.  Apply now.  – Click the banner above to see the promotion.


Our story is a good one.

Fingerhut started back in 1948. Since then we have helped millions of people buy everything from furniture and bedding to jewelry to the latest electronics, all with affordable low monthly payments.1 Fingerhut offers you a great way to give your family the basics, but also make those birthdays and holidays extra special.

Even if you have been turned down for credit, give us a try. We can often say Yes! when others say no. Even better, when you apply for credit, you will get an answer instantly, and could start shopping right away. We work with people every day who have (or had) credit challenges and we look forward to working with you!


Fingerhut offers more than 50,000 choices including the brand names you want like Sony, Dyson, Skechers, KitchenAid and more. You’ll find your favorite electronics, jewelry, shoes, furniture and decor items. Get what you need for your kitchen, living room, bed or bath, and find great gifts for your family.  Start shopping!


Fingerhut offers the credit you need to buy the stuff you want for your family. We make it easy to apply.

We charge NO annual fees, membership fees or over-limit fees.2 You might notice that our retail prices can be slightly higher than your local discount store. However, you don’t pay any fees to shop with Fingerhut credit. (Only any interest you may accrue on your account.)

We are here to give you credit to help you buy what you need. When you use your WebBank/Fingerhut Credit Account, and you make your payments on time, you build your credit with us, and we report your good payment history to the credit bureaus. Every little bit helps!


We are here for you, 24/7. If you want to apply for credit, place an order or have a question about your account, you can look online, any time, day or night. You can also call and find out account details or make a payment over the phone, any time. You can call and talk to a real person, 24 hours a day. You can also email questions to us.

How does Fingerhut Credit Work?

Apply for credit online, by mail or over the phone. Get an answer instantly. If you are approved, shop and place your order(s). Make your low monthly payments1 in full and on time. Then you could be eligible for more credit, special offers and more. We report your payment history to the credit bureaus. It’s a great way to build your credit with us!

How Much Does the Card Cost Per Year?

Nothing! There are no annual fees, no application fees and no over-limit fees.

Who gets Fingerhut Credit?

Even if you have had credit challenges in the past, give us a try. You just might be surprised!

Do You Have More Than One Kind of Fingerhut Credit?

Currently, there are two types of Fingerhut Credit programs. There is the Fingerhut Revolving Credit Account and the Fingerhut FreshStart® Credit Account. The Fingerhut Revolving account may or may not require a one-time down payment when you place your first order. (This is not a fee, and it counts toward your order.)

The Fingerhut FreshStart® Credit Account issued by WebBank is a 3-step installment credit program that can help shoppers build buying power with us. First, if approved, you make a 1-time purchase up to your credit limit. Then make a $30 down payment and your order is shipped.3 Finally, pay off the balance in several easy monthly payments. Make your payments on time and for the full amount, and you will be rewarded with a revolving WebBank/Fingerhut Credit Account. This account will have a higher credit limit and no down payments!